The Financial Services Authority (FSA), the UK's main financial regulator, has launched a new information website aimed at young adults.
Described as a "one-stop shop" for information about money, it aims to give guidance about obtaining, saving and spending money.
The FSA said its research had shown that two-thirds of young people were not planning ahead financially.
Other research has shown that 80% of people are in debt by the age of 21.
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