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The tripartite authorities: The Bank of England, the FSA and the Treasury currently regulate together
Opposition parties are setting out details of how they would regulate the UK banking system.
The Conservatives want to give the Bank of England more regulation powers, but also want to curb the personal power of the Bank's governor.
They would give responsibility for supervising financial institutions to a new financial policy committee.
Meanwhile, the Liberal Democrats say taxpayer-owned Lloyds and Royal Bank of Scotland should be broken up.
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