This project includes the first comprehensive, cross-country survey of how banks are regulated and supervised, including requirements and regulatory powers regarding bank entry, ownership, capital, powers and activities, auditing, organization, liquidity, provisioning, accounting and disclosure, incentives for supervisors, deposit insurance, and disciplining powers including bank exit. The goal of this research is to draw conclusions for policy makers on key priorities in making their regulatory and supervisory framework more robust. (All of the database files are in Microsoft Excel format)
In Rethinking Bank Regulation: Till Angels Govern, James Barth, Gerard Caprio, and Ross Levine present an analytical framework for viewing bank regulation, describe in some detail the 2003 version of the database, use the database to investigate the impact of bank regulation on various dimensions of bank performance, look at what determines the decisions countries make on the orientation of the regulatory environment, and draw policy conclusions.
Access Report.
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