
Work-related accidents and diseases take a grim toll every year. Although prevention can help improve occupational safety and health (OSH), microinsurance can also play a complementary role in coping with workplace risks and provide direct benefits to employers and workers. ILO Online reports.
Maciri worked as a production assistant in a Brazilian wood factory where he was responsible for handling and processing the wood. Married, with two children, he had worked in the industry since 2001.
One day, while he was processing the planks, he was distracted and got injured. One finger from his right hand got stuck between the wood plates cutting the nerve. After a medical check, it was stated that he lost 100 per cent his capacity to move his finger.
Maciri is one of the millions of people around the world who suffer non-fatal work-related accidents each year that result in at least three days’ absence from work. But injury is not an option for a small entrepreneur or for other employees like him, especially in the informal economy where many families rely on a sole breadwinner for survival.
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